Discover
Understand your business, operations, assets, objectives and existing protection.
THE MORRELL RISK METHOD™
Better protection starts with better understanding.
A structured seven-stage approach to understanding risk, designing protection and keeping it aligned as circumstances change.
Insurance decisions shouldn't begin with a product.
The Morrell Risk Method™ begins with your business - how it operates, what could affect it and what you need to protect. Each stage builds on the last to create a clearer connection between your risks and your insurance strategy.
Identify
Identify events and exposures that could materially affect your organisation, people or assets.
Analyse
Assess potential impacts and identify gaps, overlaps or weaknesses in your existing approach.
Structure
Develop a risk and insurance strategy aligned with your exposures, priorities and appetite for risk.
Market
Approach appropriate insurers and markets and evaluate available options.
Protect
Implement the agreed strategy and put appropriate protection in place.
Review
Regularly reassess your program as your business, assets and risk profile evolve.
Risk doesn't stand still. Neither should your protection.
The Review stage feeds back into Discover, creating an ongoing cycle of understanding, protection and improvement.